The meaning of « professional services » under the Barreau’s insurance policy

By Ashley KandestinDeGrandpré Chait S.E.N.C.R.L/LLP All members of the Barreau du Québec (hereinafter « Barreau ») are insured by the professional order’s insurance fund, the Fonds d’assurance responsabilité professionnelle du Barreau du Québec (hereinafter the « Fonds »). The Fonds, among other things, provides coverage to lawyers having incurred their professional liability. Thus, if a lawyer fails to exercise its professional services adequately, resulting in a monetary loss of its client, the Fonds will be required to defend any claim filed by the client and to eventually indemnify the client for the claim depending on the outcome of the trial. In Kaufman Laramée, L.L.P. c. Fonds d’assurance responsabilité du Barreau du Québec, 2012 QCCS 5981, Justice Collier determines the meaning of « professional services » pursuant to the insurance policy the Fonds issues to members of the Barreau. In this case, the Fonds denied the coverage sought by a law… Lire la suite